Our Products
Avito Money comprehends a wide range of financial needs and provides a great deal of financial products to meet them right away. We open the finest paths to 50+ lenders offering home loans, business loans, personal loans, and a loan against property, being your true mortgage specialist. Obtain quick approvals by meeting the bare minimum of eligibility requirements. Seamless disbursements, and flexible loan repayment periods from leading credit providers can help you meet your financial responsibilities.
Personal Loan
After 18 months: 3% of outstanding principal.
After 12 regular EMIs: NIL ... more
Fixed Rate Scheme (including Byom Loans)- 3% ... more
1-3 years: 4% + GST
3 years onwards: 2% + GST ... more
3% of outstanding principal (25 - 36 months)
2% of outstanding principal (over 36 months) ... more
20% of principal outstanding (13-24 months of repayment) ... more
Nil if 12+ EMIs are paid. For MSE customers, charges are Nil after 1st EMI for loans up to ₹50L. ... more
For loans disbursed 4th Oct 2023 onwards: Pre-payment charges shall be charged on principal outstanding. ... more
There is no penalty if the loan is adjusted by the borrower from his/her own verifiable legitimate sources. ... more
After 6 months of account opening: 5%
Within 6 months of account opening: 6% ... more
(₹1,000 to ₹5,000) - 50% off on processing fee ... more
If part pre-payment is = 20% of total amount disbursed: NIL.
If > 20%: 3% + GST.
No prepayment allowed in first 12 months.
Part prepayment amount should be ≥ 3 EMIs.
Foreclosure: 4% of principal outstanding + GST. ... more
After completion of 12 EMIs: 1% of outstanding principal. ... more
Foreclosure charges - 4% charge on principal outstanding at the time of foreclosure. ... more
Foreclosure charges: Up to 4% of the outstanding amount after 1st EMI. ... more
3% of the outstanding loan (if paid after 12 months) ... more
Flexi Term Loan (Flexi Dropline) & Flexi Hybrid Loan: Up to 4.72% of total withdrawable amount.
Part-prepayment Term Loan: Up to 4.72% of principal amount prepaid.
Foreclosure will be processed post clearance of first EMI. ... more
With Poonawalla Fincorp’s Business Loan, you can prepay at your convenience and are not required to pay any fee for the same if paid from own sources. ... more
Home Loan
20% of principal outstanding (13-24 months of EMI repayment) ... more
After 18 months: 3% of outstanding principal.
After 12 regular EMIs: NIL ... more
Fixed Rate Scheme (including Byom Loans): 3% ... more
2% on outstanding principal on full repayment for fixed rate.
2% on outstanding principal on Top Up Loan if Non-Individual.
4% on outstanding amount where loan is given to Non-Individual borrowers or fixed rate for Individual borrowers. ... more
3% of outstanding principal (25 - 36 months)
2% of outstanding principal (if over 36 months) ... more
For salaried: 4% of principal (13-24 months)
3% of principal (25-36 months)
2% of principal (After 36 months). Part-payment allowed after 12 EMIs. ... more
1- 3 years: 4% + GST
3 years onwards: 2% + GST ... more
Floating home loan: Prepayment charges are not applicable. ... more
3% within 3 years, 2% after 3 years. ... more
Above ₹25,000: ₹250.
IB Clean Loan to Salaried: 1.00% on the loan amount. ... more
Fixed rate (Individual): 3% of principal prepaid (NIL if own source).
Fixed rate (Non-individual): 3% of principal prepaid. ... more
For home loan + LAP (variable rates): NIL.
For project loan: 2% of outstanding loan + GST. ... more
After completion of 12 EMIs: 1% of outstanding principal. ... more
Total Processing Fees (including initial): Up to 1% for cheque salaried, Up to 3% for others. ... more
If part pre-payment is = 20% of total disbursed: NIL.
If > 20%: 3% + GST.
No prepayment allowed in first 12 months. ... more
Loan Against Property
More than 25% repaid in a quarter: 3% charges on excess.
For non-individuals: 3% part prepayment & foreclosure charge.
For individuals (business end use): 3% part prepayment & foreclosure charge.
For individuals (other than business): NIL. ... more
2.5% otherwise. ... more
2.5%, if the prepaid amount exceeds 25% of the principal amount. ... more
After 12 months, part prepayments of up to 25% of the principal outstanding. ... more
Business Loan
3% of Loan amount for small business Loans (₹5 lakh to ₹25 lakh).
(No processing fee applicable for small business loans below ₹5 lakh). ... more
On payment of 7 to 18 EMIs – 5% of principal outstanding.
On payment of more than 18 EMIs – 3% of principal outstanding.
Note: Not applicable for facility sanctioned to MSMEs with floating interest rate loans and fixed interest rate loans up to ₹50 lakh. ... more
No foreclosure charges for Micro and Small enterprises.
NIL Processing Fees for loan facility up to ₹5 Lakhs availed by micro and small Enterprises subject to URC submission prior to disbursal. ... more
25–36 months: 3% of total principal outstanding.
More than 36 months: 2% of principal outstanding.
Note: No part/full prepayment until 6 EMIs paid.
Part-payment of up to 25% allowed after 12 EMIs (once per FY, twice total).
NIL charges for fixed rate loans up to ₹50 Lakh availed by MSEs (from own sources). ... more
5% of outstanding principal after 12 months.
For secured loans (immovable property): 6% within 12 months.
4% for early payment (>25% of principal at beginning of FY) / foreclosure after 12 months. ... more
No foreclosure allowed for the first 9 months. ... more
Bounce Charges: ₹1500/- per bounce.
Penal Interest: ₹40 per day per instalment delay.
Doc charges: Up to ₹2360/-.
Stamp duty: As per state laws.
Secured Loan: Up to 3.54% of loan amount.
Bounce Charges: ₹1500/-.
Penal Interest: ₹36 per day delay.
Legal/Technical: Up to ₹6,000/- per property. ... more
Flexi term loan / Flexi hybrid loan full prepayment: Up to 4.72% of total withdrawable amount.
Part pre-payment: Up to 4.72% of principal prepaid (Not applicable for Flexi loans).
If pre-paid more than 1 month from disbursal: 2% + taxes applicable on the amount prepaid. ... more
Indifi Merchant Cash Advance: 2%.
Indifi Business Loan for Women: 2%.
Indifi Flipkart/Amazon Seller Loan: 3%. ... more
Education Loan
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